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Payday loans and cash advances from $100 to $2,500

Cover a surprise bill before payday. Fill in one short form and lenders in our network can make you an offer.

Rates and terms are set by each lender and your state's law. Loans-Payday.com is not a lender. Rates and disclosures

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$100 to $2,500Pick the amount you need
One short formOnline, from any device
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Emergencies happen to everyone, and no matter how financially prepared you are, there is no guarantee your budget will be able to handle them. Sometimes, there is not really a good solution. Sometimes you have to choose the least bad solution, as hard as it may be. Paying an obligation late can result in late fees, cancellation of service along with the fee to get service back, refusal of future service, or even repossession. This can cause unnecessary embarrassment and even deeper financial problems in the future.

There are options however, and thankfully there is really no need to make the decision to not pay one thing in order to pay another. Payday loans and cash advances are short term solutions that can buy you more time to figure out a longer term answer to the problem. Take care of what needs to be taken care of now, and use the time until the next payday to really fix the underlying issue.

What’s New In Payday Loans

While getting these loans used to mean a long drawn out process, this is no longer the case. Today’s technology makes it possible to apply for these loans and even get approved from the comfort of your own home. Gone are the days of faxing paperwork or heading out to the storefront in traffic and weather. Everything can be done on your home computer and funds often arrive within one to two business days. The process begins with just a short application.

Approval comes shortly after the application is submitted. Then it is just a matter of waiting until your payday loan is deposited into your bank account electronically. Most of the time the balance of the loan will be directly debited from your account once the term has ended as well, making the entire process not only paperless, but incredibly simple.

Taking Care Of Your Own

Financial problems will come, but thanks to payday loans no one has to face them alone. There is no need to choose between feeding your family and paying a bill. Rather, all bases can be covered with the aid of fast cash advance loans.

Your Business

Among the other benefits of a payday loan is the privacy that comes with it. You don’t have to worry about approaching friends or family for money and have them know about your financial situation. You apply online, so you don’t need to explain your situation to anyone face to face.

How much does a payday loan cost?

Each lender sets its own fees, and your state's law caps what they can charge. Payday loans are expensive compared with other credit, so check the APR and total repayment in your offer before you accept.

The CFPB's payday loan guide explains how these costs work.

How does it work?

  1. 1Fill in one short formYour amount, income and pay schedule. It takes a few minutes.
  2. 2Lenders review itLenders in our network see your request and may make you an offer.
  3. 3Review and decideIf you accept, the lender deposits the money into your bank account.

Who can apply?

Lenders look at more than your credit score.

  • 18 or older
  • US resident
  • Regular income
  • Checking account

Is Loans-Payday.com a lender?

No. We are a free referral service that connects you with lenders. We don't make credit decisions or set rates, and using our form doesn't oblige you to accept any offer.

Free to useWe never charge you for the form.
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Online since 2015Helping borrowers compare options for years.

Is a payday loan right for me?

A payday loan can help with a one-off cost, but it is not a long-term fix. Before you apply, check that you can repay on your next payday without missing other bills. If you can't, ask your creditor for a payment plan, or look at a credit union small-dollar loan.

Free, independent help is available from the CFPB and nonprofit credit counselors through the NFCC.

Payday loan FAQs

How much can I borrow?

You can request $100 to $2,500. The amount a lender offers depends on your income and your state's limits.

Can I get a payday loan with bad credit?

You can apply. Lenders also look at income and banking history, but approval is never guaranteed.

Does it cost anything to use this site?

No. The form is free. Any fees come from the lender, and you see them before you sign.

What is the difference between a payday loan and a cash advance?

Online, the terms mean the same thing: a small loan repaid from your next paycheck. A credit card cash advance is a different product.

Ready to see your options?

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